Clear costs. Personal decisions.
A loan should fit your weekly budget.
We look at what you can afford, show every cost clearly and explain the decision in plain English.
A personal decision
What we look at before we offer a loan.
Three simple checks, explained by a local person.
We look at your budget
Open Banking helps us understand your regular income and spending so we can consider whether the repayment fits your circumstances.
You see every cost
Before you agree, we show the amount borrowed, repayment amount and frequency, number of payments, interest and total repayable. You can ask about anything that is not clear.
A local person explains the decision
A local agent will talk you through the decision and the agreement. If a different amount suits your budget better, we will explain that too.
Returning customers
We look at what suits you now
If you apply again, we look at what you can afford now and the amount you need. If you would prefer to speak in person, a local agent can visit you at home.
Help when you need it
If money gets tight, talk to us early.
You do not need to wait until you have missed a payment.
Worried about a payment?
Contact Fairwood as soon as you think a payment may be difficult. We will listen to what has changed and explain the support or options that may be available.
Contact FairwoodFree, independent debt advice
MoneyHelper can help you find free, confidential and impartial debt advice. You can ask for independent advice and still talk to Fairwood about your account.
Find free debt advice with MoneyHelper