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Family-run in South Wales

A family business, passed from one generation to the next.

Fairwood is a family-run South Wales lender, offering straightforward, affordable loans and personal support to people who may not be well served by typical lenders.

Two generations looking through a family photograph album
Personal service for local customers.

The Fairwood story

Built by one generation. Continued by the next.

Four family names sit at the heart of Fairwood: Brian and Maureen, followed by Jeff and Susan.

  1. 2 January 1979

    The company is incorporated

    The company now known as Fairwood Finance Limited was incorporated on 2 January 1979 as Coinaid Finance Limited. Brian and Maureen Thomas built it as a family business in South Wales.

  2. 6 September 1999

    Jeff and Susan continued the business

    Brian passed the business to his son, Jeff. On 6 September 1999, the company became Fairwood Finance Limited, marking the next chapter for Jeff and his wife, Susan, as they continued the family business together.

  3. Today

    Fairwood today

    Fairwood remains a family-run South Wales lender, combining straightforward, responsible loans with the personal, local support that has shaped the business from the beginning.

Managing Director

Meet Jeff Thomas

Jeff Thomas is Managing Director of Fairwood Finance, continuing the family business established by his father, Brian Thomas. Born and still based in South Wales, Jeff focuses on straightforward, responsible lending for people who may not be well served by mainstream finance—combining clear costs and affordability-led decisions with personal, local support. Under Jeff's leadership, Fairwood remains proudly family-run and committed to treating every customer as an individual.

An accurate outline of Wales with the southern region highlighted
South Wales

Local knowledge

Rooted in South Wales

Fairwood provides friendly, local lending and personal support across South Wales.