Family-run in South Wales
A family business, passed from one generation to the next.
Fairwood is a family-run South Wales lender, offering straightforward, affordable loans and personal support to people who may not be well served by typical lenders.

The Fairwood story
Built by one generation. Continued by the next.
Four family names sit at the heart of Fairwood: Brian and Maureen, followed by Jeff and Susan.
2 January 1979
The company is incorporated
The company now known as Fairwood Finance Limited was incorporated on 2 January 1979 as Coinaid Finance Limited. Brian and Maureen Thomas built it as a family business in South Wales.
6 September 1999
Jeff and Susan continued the business
Brian passed the business to his son, Jeff. On 6 September 1999, the company became Fairwood Finance Limited, marking the next chapter for Jeff and his wife, Susan, as they continued the family business together.
Today
Fairwood today
Fairwood remains a family-run South Wales lender, combining straightforward, responsible loans with the personal, local support that has shaped the business from the beginning.
Managing Director
Meet Jeff Thomas
Jeff Thomas is Managing Director of Fairwood Finance, continuing the family business established by his father, Brian Thomas. Born and still based in South Wales, Jeff focuses on straightforward, responsible lending for people who may not be well served by mainstream finance—combining clear costs and affordability-led decisions with personal, local support. Under Jeff's leadership, Fairwood remains proudly family-run and committed to treating every customer as an individual.
Local knowledge
Rooted in South Wales
Fairwood provides friendly, local lending and personal support across South Wales.